kindly advice on my MF Investment Portfolio.?



please advice on which i have invested in MFs.Out of the follwoing which are can i hold and which are better to shift to some other or for redemtion.
1.Reliance Diversified Power Sector–Invested as Lumpsum of 25k in 2008 at nav of Rs.76
2.Reliance Natural Resources–Invested as Lumpsum of Rs.25k in 2008 at nav of Rs.10.
3.Axis Equity–Invested as Lumpsum of Rs.20k in 2009 at nav of Rs.10
4.ICICI Focussed Equity—Invested as Lumpsum of Rs.20k in 2008 at nav of Rs.13
5.Kotak Indo world Infrastructure–Invested as Lumpsum of Rs.10k in 2008.
6HDFC TOP 200—SIP-1500/month from jul2008.
7.Birla Sun Life Frontline equity—SIP–1500/-month from jul 2008.
8.icici Dynamic—SIP—1500/- month from Aug 2009.
9.Birla Sunlife Midcap Plan A–SIP—2000/- month from Nov 2009.
10.SBI Magnum Contra—SIP—Rs.1500/- month from Nov 2009.
11.SBI Blue Chip—-SIP—Rs.1000/- month from Nov 2009.

Thanks,

kindly advice on my MF Investment Portfolio.?
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5 Replies to “kindly advice on my MF Investment Portfolio.?”

  1. Its not an good idea to invest in lumpsum especially big amounts like in lakhs.

    Do an systematic transfer plan from ICICI Focused Equity Fund to ICICI Infra for amt say 5K

    and also an systematic transfer plan from Kotak Indo World Infra to Kotak 30 and Kotak Opportunites ( both wit growth options )

    Also do an systematic transfer plan from Reliance Natural Resources to Reliance Regular savings fund for 2K

    Do let me know if you have further questions, you can reach me at [email protected]

    Regards,
    Hardik Parekh



  2. You are invested 2 year ago. Set your goal If your goal achive then exit otherwise no meaning to exit

    If you stay invested for another 5 year then keep it up.

    My Portfolio Style

    2 Diversify Equity Axis Equity , Focus,
    2 Midcap Funds – Top200, Birla Midcap
    2 SEctorial Fund – Rel Div. Power , RnR or Media fund

    Exit from Indo world & other fund & focus on 4-6 funds


  3. Although you have given information about your portfolio, But it is not enough to give you complete advice as an advisor needs to know quite a few things before suggesting any long term strategy.

    I am an AMFI certified Mutual Fund advisor and can be contacted at [email protected] or 0120 4224336 for free advice


  4. Lets Evaluate your portfolio
    1.Reliance Diversified Power Sector–Invested as Lumpsum of 25k in 2008 at nav of Rs.76

    ————– Current price is nearly same 77

    2.Reliance Natural Resources–Invested as Lumpsum of Rs.25k in 2008 at nav of Rs.10.

    —————–Current NAV is 10.08 nearly the same

    3.Axis Equity–Invested as Lumpsum of Rs.20k in 2009 at nav of Rs.10

    —- Currently at 10.46, nearly the same

    4.ICICI Focussed Equity—Invested as Lumpsum of Rs.20k in 2008 at nav of Rs.13

    —– Currently at 14.32 i.e. 10 percent returns

    5.Kotak Indo world Infrastructure–Invested as Lumpsum of Rs.10k in 2008.

    ———– No change in price

    6HDFC TOP 200—SIP-1500/month from jul2008.

    ————— has given 40% return in 2 years

    7.Birla Sun Life Frontline equity—SIP–1500/-month from jul 2008.

    —————- 30 % returns in 2 years

    8.icici Dynamic—SIP—1500/- month from Aug 2009.

    ——-13 % return in 6 month

    9.Birla Sunlife Midcap Plan A–SIP—2000/- month from Nov 2009

    —————— at the same price

    10.SBI Magnum Contra—SIP—Rs.1500/- month from Nov 2009.

    —————— at the same price

    11.SBI Blue Chip—-SIP—Rs.1000/- month from Nov 2009.

    —————— at the same price

    Only 2 of your funds i.e. Birla Sun Life Frontline equity and HDFC TOP 200 has given some returns. All the others have given almost zero returns. So instead of investing in so many schemes if you had kept in 1 fixed deposit, then you would have got more profit.

    Please don’t feel bad. You are obviously a responsible person. As I can see that you have tried to invest carefully.

    The flaw in your plan is that you think that mutual fund are a good form of investment. They are NOT.

    I have also had my money stuck in it for long time.. I even lost some…and then I started investing directly in shares. And frankly there is no comparison, I am earning great profits..

    People create a lot of hype about the danger in investing in shares, but I have not found it risky or difficult. It is neither difficult nor time taking to figure out how to invest successfully in shares.

    You can try out this Free Ecourse given in this link http://www.invest-in-shares-in-9minute.com/shares-for-dummies.html , it is really very good. It is about 50 pages of very useful info. You really get to build a solid foundation of information about the share market.

    And you can check out the investment strategy given in this page.
    http://www.invest-in-shares-in-9minute.com/shares-for-beginners.html

    This strategy tells about how common investors can invest based on their own judgment spending just 10 minutes a day and get 40 percent annual returns consistently.





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