8 Replies to “Is there anyway to get a visa or a mastercard for free?”

  1. Ha, nope, not possible. They don’t lend for free, that’s how they make money.

    Geez, I’m surprised somebody thinks they are free. No, they are not, you pay an annual fee for the privilege of using the card, and you pay a service charge for any outstanding balance after 30 days. There are no cards without fees.





  2. well sure you can apply thats free but once you spend there money its not free anymore and you will have to pay them back with fees+interest



  3. What do you mean by “free” meaning you don’t have to pay an application fee or that you don’t have to pay it back.

    Some companies waive the application fee depending on your credit, but the next yr, you do have to pay. You have to pay your credit card bills though.


  4. yes. there are certain life time free cards wherein u r not charged for obtaining the card or for renewal.

    usually they are offered as an incentive when u make some purchase/use loan facility of that bank to purchase something.

    though at times u pay the application fee and service charges for ur credit card, if ur credit history is good, the company may consider a waiver on ur renewal fees on request from u.

    card whether free or not u have to pay back the dues of what u ave used the card for obviously.





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