3 Replies to “Is there any difference between UTI ULIP & ICICI/HDFC ULIP scheme?”

  1. Every Institutions frames its own schemes within the framework provided by IRDA you need to discuss more with the Institutions. I suppose Risks & Return may vary.


  2. Every Institutions frames its own schemes within the framework provided by IRDA you need to discuss more with the Institutions. I suppose Risks & Return may vary.


  3. HI SUHAS

    technically their is no difference in ulip of any company. though every company has its distintive features for thier plans. But these features in practical make lot of difference to your money earning capacity.also i do not think uti plans are part of ulip but they are mutual funds.therefore the difference.

    in ulip schemes of ICICI & HDFC the lock in period is of 3 years i.e that you cannot withdraw money before 3 years of inception. after 3 you can withdraw money in toto or partial. you can also close the scheme if you want. also you can keep the scheme open without paying any money .

    in contrast to that uti ulip has schemes with time period of 10 years &15 years.

    but there are mny other parameters to consider investment in ulips apart from above.

    IF YOU WANT DETAIED ANALYSIS OF THE DIFFERENT PLANS BROWSE THROUGH http://WWW.MONEYCONTROL.COM/

    ALSO CHECK THE SITE IN SOURCE.

    BYE & BEST OF LUCK





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