I’ve been using paypal for quite sometime now and I am not happy with their service. First, their exchange rate is always lower than the actual rate; I somehow put up with that crap. And now they have stopped personal transactions to and from India. That stinks! This time they have really got on my nerves. Moreover I happened to read more of paypal scam stories and I so don’t want to use their service anymore. So if any of you know a better and safer alternative to paypal, please let me know asap.