Is Suicidal death is an exclusion in life insurance policies in India?



My fren died by commiting suicide and their parents have not even claiming to the insurance company.. i dont want to advise anything but i want to confirm if they can expect the claim so that i can do the needful on thier behalf
Actually i forgot to mention it is a term insurance poilicy for 25 years and it is 4th year since it is in force

4 Replies to “Is Suicidal death is an exclusion in life insurance policies in India?”

  1. no its include, but if u do suicide with in the year of insurance policy u will not get any claim, if u do suicde after one year of the policy from the starting date of policy,than u can get the claim



  2. The suicide clause is applicable in the first year only. Thereafter if one commits suicide then the claim is settled. Please check wthether the policy is in force by payment of all premiums up to date.






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