Is LIC Jeevan Saral is good plan or Birla Sun Life DREAM Plan is good for investment purpose?

LIC Jeevan Saral is good plan for investment purpose or should i go for Birlasun Life DREAM Plan( Ulip ) which is giving guaranteed maturity benefit,
Is ULIP plan’s r good for investment.

9 Replies to “Is LIC Jeevan Saral is good plan or Birla Sun Life DREAM Plan is good for investment purpose?”

  1. Hello, no plan are better than LIC jeevan saral , because this plan win the golden peacock international award , after 10 year completion of premium paying term u can close OR part withdrawal any time . Good risk cover + good return. …..and this is not a ulip plan … go for this plan …….for more detail about this plan call me on 9820431119 .OR mail me on [email protected]

  2. LIC Jeevan Saral is an endowment insurance product whereas BSL Dream Plan is an ULIP. Jeevan Saral also has a guaranteed maturity benefit component.

    However both being in different category can not be compared.

    Incidentally Jeevan Saral has won international Golden Peacock award for the best designed insurance product.

  3. I have invested in both ths plans. Hey if you want to grow your money faster than you should go for ULIP. ULIP is different concept which covers both investment and equity. So, if you are a person interested in shares market and don’t want to take risk then you can opt for ULIP.
    While LIC Jeevan Saral is an endowment plan and don’t forget LIC brand image which is attached with this plan. LIC is most reliable insurance co. and its claim settlement record is good.
    All the private players as they entered in 1990s in Indian Market, they not even have good nos. of claim settlement record yet and in my opinion it’ll take 10-20 yrs more to get their settlement records as LIC.

  4. Insurance is not an Investment Option.

    The purpose of Insurance is completely diff, but it is cetainly not investment.

    Buy a Pure Term Plan for Insurance.

    Invest in other good options wisely.


  5. market doesnt end at jeevan saral and dream plan you have variety of other good products in the market too such as met smart premier of metlife .Yes indeed ulip would be a better option then an endowmnt plan which is jivan saral
    my idea would be if you goin for a longer investment then 10 years then do go for a ulip
    for more details visit or write to me at [email protected]
    i am dealing in all of the companies for insurance as well as other investment options so u wil get an honest opinion

  6. The LIC Jeevan Saral is a non-ULIP(classical) insurance while birla dream plan is ULIP based. So, it is not correct to compare the two. If you plan to invest for 10+ years, you may opt for ULIP. Infact, for most salaried people, it doesn’t pay to buy classic insurance plans. The return on investment is very less(around 4-5%). So, unless you have a good reason to invest in classic insurance plan(other than term plans), you should not consider it.

  7. lic jeevan saral is an Unit policy design by the most trusted insurance company,,and Bela sun life is pvt insurance company and product is unit base.if u wish to hav secure investment then go for sacral

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