2 Replies to “is it possible to make a comparison between a national bank and a regional bank?”


  1. Regional rural banks are also scheduled commercial Banks like Nationalized banks. Like in the case of PSU Banks the major stake belongs to the govt. of India with 50% of the share capital while the rest held by the respective State govt ( 15%), and by the Sponsored Bank (35%). The top executive of RRB is from the Sponsored Bank ( one of the many nationalized Banks.).
    The main source of income of an RRB is interest income which is one of the many sources for a nationalized bank.
    As the name itself suggests the major clientele of an RRB are rural whom the nationalized Banks are also serving.
    Thus both RRB & PSU Bank are similar.





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