Is fixed deposit better that investment insurance plan.?



My friend taken policy from ING Vyasa and paid premium of Rs.10,000/- for his policy and Rs.10,000/- for the policy of his wife.In the last four years,the share market is manupulated by the big players.Most of the people are losing their faith on share market due to unwabted losses.Most of the people not paid 2nd and ownward premium install ment.Due to heavy loss in share market,I also discontinue policies.

After three years,the surrender value of Rs.20,000/- is app.3000/-.By looking all this,should the people have investment plan.

Is fixed deposit better that investment insurance plan.?
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3 Replies to “Is fixed deposit better that investment insurance plan.?”

  1. AVOID ULIPs. Better to keep INSURANCE and INVESTMENT separate.

    INSURANCE IS NOT INVESTMENT.

    FOR INSURANCE , go for PURE TERM ONLY.

    FOR INVESTMENT , go for a combination of PPF / SIP IN MUTUAL FUNDS / DIRECT EQUITY



  2. Investment plan through insurance is geed for investment only.For investment,fixed deposit is better that investment in shares/investman insurance plan.





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