4 Replies to “In India, which bank is offering low interest rate for house loan..?”

  1. State Bank Of India

    10.25%

    ICICI Bank

    Scheme I :10.50% (Fixed 1 yr)
    Scheme II : 10.75% (Fixed 2yrs)
    Scheme III : 10.75% (Fixed 3yrs),
    then 10.50%

    HDFC Ltd

    10.50%

    No prepayment charges shall be payable for partial or full prepayments irrespective of the source

    HSBC Bank

    10% to 13%

    LIC Housing

    Scheme I : 10.40%
    Scheme II : 10.70% (Fixed for 3 yrs), 11.15% (Fixed for 5 yrs)

    AXIS Bank

    Scheme I : 11.75% (Fixed for 20 yrs)
    Scheme II : 10.75%

    IDBI

    10.50% – 11.50% (Upto 25Lacs), Then 10.75% – 11.75%

    ING Vysya

    10.75%

    Standard Chartered

    10.40% (Upto 25Lacs), Then 10.75%

    DHFL

    11.25%

    Citibank

    10.50%

    Deutsche Bank

    10.75%

    India Bulls

    10.50% (Upto 25Lacs), Then 10.75%

    Allahabad Bank

    12.50%

    Bank of Maharastra

    10.80% (Upto 25 lacs) then 11%

    Central Bank of India

    10.50%

    Corporation Bank

    10.75% (Upto 25Lacs), then 11%

    Bank of India

    10.50%

    Union Bank of India

    10.50%

    United Bank of India

    10.95% (upto 25 lacs) then 12.10%

    UCO Bank

    12% – 12.50%

    Bank of Baroda

    11.50%

    Canara Bank

    11.25%

    Oriental Bank of Commerce

    11%

    Kotak Bank

    11.25%( for Salaried), 11.50%( for Self Employed)

    Dena Bank

    10.50%

    Punjab National Bank

    10.75%

    First Blue Home Finance

    10.50% (for Salaried / SEP), 11% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed)

    Vijaya Bank

    11.30%

    Syndicate Bank

    10.75% (Upto 25 Lacs), Then 11.50%

    Indian Overseas Bank

    11.25%

    Reliance

    12% – 12.50%

    Federal Bank

    10.73%

    PNB Housing Finance

    10.75%

    Development Credit Bank

    11.50%

    State Bank of Travancore

    11.25%

    Tata capital Housing Finance ltd

    10.85%

    Dhanalakshmi Bank

    12.50% (Uto 25Lacs), then 12.75%

    Indian Bank

    11%








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