If I invest 30 lakhs what will my monthly income be?

My family plans to invest in mutual funds and of course the post office. So what will be out average monthly income on those investments? Can anyone suggest good places to invest if I require 40,000 a month at least? Thanks.

12 Replies to “If I invest 30 lakhs what will my monthly income be?”

  1. u cannot make such an amount everymonth by any means except if u r risking money by investing in stock market of any such kind of risky places. mutual funds if u put in 30 lakhs in one year according to my observation u will be lucky if u can get back what u have invested. but if u r a long term investor ur average returns would be around 8-15% per annum. considering lower returns u will end up with approx 20k permonth from second year of investments.

  2. To get above income you have to actively manage your Mutual Fund with the help of wealth management software, plz find details below of Wealth eoffice where u can get profit booking & stop loss alerts.

    About Wealth E-Office

    Wealth E-Office is a well known software tool among Wealth Management Firm and IFAs. It is a complete Wealth Management support system integrating all Products like Mutual Fund, Life Insurance, General Insurance, Post Office, Fixed Deposit, KVP, RBI Bond in a single portfolio, the good part in the software is every client based report is connected to SMS gateway which keep the client up to date by regular alerts. The Software is 100% web based, it give you and your client the freedom to access the system from any part of the world. To provide a paperless and fully centrally investment management environment for IFA and his/her clients is the vision with which Wealth E-Office is been made

    Specialty of the software.

    1. Only Software in India builds according to current No Entry Load scenario.

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    4. This software has capacity to handle your AUM of Rs.3000 Cr & 1 Lakh plus Clients.

    5. Each client gets separate account login to check net worth online.

    6. Automatic SMS Alerts to client, it can be set by you and Clients.

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    Key Features in Wealth E-Office

    Features in Client/Investor desk called e-portfolio

    A Common Platform for Mutual Fund/FD/PO & Life & Non-Life Insurance.

    Wealth E-Office generate a Tension Free account called e-portfolio for your clients which manage without any hassle all of investments in All Mutual Fund Schemes (routed through you), Fixed Income Instruments with include – Bank Deposits, Company Fixed Deposits, Bonds, Debentures, PPF, Debentures, NSS, Postal Savings, Life & Non Life Insurance with excellent graphically represented reports.

    Reports for Your Clients: The clients will get following Reports in e-portfolio:-

    1. Consolidated Wealth Allocation Report
    2. Current Valuation Report
    3. Capital Gain/Loss Report
    4. Interest Income Report
    5. Mutual Fund performance Report
    6. Mutual Fund Transaction Report
    7. FD Maturity Report
    8. Life & Non life Insurance premium due report
    9. Pop-up Reminder for SIP, Insurance and FDs.

    The clients will get following SMS,Email & PopUp Alerts in e-portfolio:-

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    Features in Advisor desk called e-office.

    Quick Reports on Main Screen of Software.

    1. Top 10 Client report
    2. Total Running SIP (Nos. & Amount) report
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    Modules Covered Under Wealth E-Office

    Back Office Management & Branch wise MIS

    1. Inward Transaction Report
    2. Outward Transaction Report
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    4. MF Folio Master: View joint holders Names, Application No., Cheque No., PAN No., Bank & Branch Details, Mode of holding, Nominee name.
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    6. Reversal Transaction Report
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    Client Portfolio Reports

    1. Wealth Valuation Report
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    10. PAN Registration letter for Registrar

    Download Center

    This Module save all important Form & Useful data on Advisors e-office and on e-portfolio:

    1. Even you will get a panel to upload whatever you want.
    1. All Common application Forms
    2. SIP/STP/SWP Registration Form
    3. PAN Card Registration Form
    4. PAN Card Correction Form
    5. Common Transaction Form for Switch/Redemption/Additional Purchase
    6. KYC Form for Individual & Non-Individual

  3. Hi,


    As your investing 30 lacs , and your requirement is per month income of 40,000 at least.

    It is possible my friend from HDFC, Iam a Branch Manger Of HDFC, I would like to Speak with you in this regard to help you out for a proper investment structure to get a maximum returns…..

    Mail me your Contact Details to [email protected] and please mark cc to [email protected], i will send you the details of the investment.

    You can call me on 09290910497,

    Thanks and Regards,

    Krishna Mohan,
    Branch Manager.
    Hand Phone: 09290910497

  4. Use the services of portfolio management services and put money in share market (Intraday -margin trading) and invest the profit in the post office partly and partly invest in bluechip company shares.

  5. Guranteed returns around 7 to 9 % by depositing in banks or post offices . Other choices are risky . It all depends upon ones own luck

  6. Hi,

    How are you, I was waiting for your mail, I will suggest you the best way for your investment and retuns.

    Looking forward to help you,

    Thanks and Regards,
    Krishna Mohan.

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