Iam planning to put some money ULIP. Could someone pls suggest best ULIP available in market.?



Iam planning to put some money ULIP. Could someone pls suggest best ULIP available in market.
Also pls include the different charges they deduct for an Intial investment say 20000/-. per annum.
Iam confused whether to go for ULIp or not..
and secondly which one to go for..??
Max NewYork Life maker Premium.
ICICI Pru Life time Super
Babaj Allianz Unit Gain Plus Gold.

Pls suggest me…
Thnx in adavnce..

Hari

Iam planning to put some money ULIP. Could someone pls suggest best ULIP available in market.?
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4 Replies to “Iam planning to put some money ULIP. Could someone pls suggest best ULIP available in market.?”



  1. Pls check out following things in a ULIP Plan ;
    1. Allocation charges , normally these are very high for the first year, check this out.

    2. Donot believe in Advisor’s promises if He promises phenomenal returns like 30 to 35% p.a.
    Over a long period of time, returns like above will not abe sustained and One can expect returns between 15 to 20%.
    But these will be gross returns, the risk premium and other expenses will be deducted from there, and net returns can be calculated at 15% p.a.

    As I am from Insurance Industry, I can suggest that go for a single premium policy, every insurance company has this policy and charges are very low in this policy.

    If your need is both insurance and investments, then you might as well go for Investments (Mutual Funds) and Insurance (Term Insurance Plan ) from any company of your choice.
    This works in favour of the Investor and Advisor gets very less commission this way, Should you require my services or info , you can write to me at : [email protected]


  2. DEAR HARI,
    I TOO HAD SUCH A CONFUSED MIND EARLIER. LATER I MET ONE Sr.TECHNICAL ANALYST IN COIMBATORE, TAMILNANADU. HE ADVISED ME TO OPEN A PMS THAN MUTUAL FUNDS Etc. NOW I AM GETTING 50% ON AN AVERAGE pa. IF YOU ARE INTERESTED INFORM ME I WILL INTRODUCE HIM TO YOU. YOU MAY CALL ME IN THE EVENING 09842921211. I AM SURESHKUMAR FROM COIMBATORE.





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