5 Replies to “i would like to invest 50k as lumpsum for 1 year in MF and which one will give good returns, please suggest,?”

  1. Maximum returns would depend on your personal situation since each person can afford various levels of risk/return and has different needs depending on age, family status and lifestyle. Your best bet is probably a mutual fund. Some diversified equity funds to look at t are DSP BR Top 100 Fund, Sundaram Select Midcap Fund, HDFC Top 200 Fund, DSP BR Equity Fund and Benchmark S&P CNX 500 Fund. However, your allocation to them would depend on your risk appetite as this represents a basket of large cap, midcap and multicap funds.But i would recommend you to maintain the tenure upto 3 years for maximum benefits.

  2. you have not mentioned your risk category and use of that money.
    you have also not mentioned whether this is your first investment or you had experience in MF / equity before.

    i would strongly advice not to invest in equity or MF for duration less than 3 to 5 years. it is imperative that you give equity or MF to do their business for some period. also nevert to invest in lumpsum. always in SIP or VIP.

  3. Ravi, my sincere advice is to DO SIP and dont invest at one go.
    Put the money in bank account. Do either 1000 each of 4 MF SIPs or 2000 each of 2 MF SIPs. Go for following categories
    -Equity Diversified (SBI Magnum Contra / HDFC Growth)
    -Mid-cap MF
    -Small-cap MF
    -Gold ETF
    Please avoid sector funds.

  4. You can invest the proposed amount in any five star rated fund.I will suggest you Reliance Growth Fund Growth option.If you want to bear low risk then you can chose STP(systematic transfer plan) in the same fund.

Leave a Reply to deeps Cancel reply

Your email address will not be published. Required fields are marked *

thirteen + eleven =