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  1. You can deposited in your P P F A/C by both the system to a maximum of Rs.70000/- per year as per your ability to save.
    It is one of the best self employment deposit scheme.

  2. You can go cost averaging but I rather go lump sum at first as much as you can and then do an installment to stay consistent with your savings increasing. Since I’m assuming your self-employed just lump sum it but continue to increase your likeliness of retirement but maintaining enough to support yourself and your company through these times where credit is tight.