I have not yet activated my credit card,would bank will then also charge me with due?



i went to my bank to make a fixed deposit and their employee also made a credit card and said that it’s made free with the f.d. but since i don’t need the card i have not activated it and never used it.But the bank is sending me bills monthly.Do i need to pay the bills? What if i don’t pay them?When i have not used any thing why should i pay?should i ignore them?

I have not yet activated my credit card,would bank will then also charge me with due?
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4 Replies to “I have not yet activated my credit card,would bank will then also charge me with due?”

  1. are u sure ur card was not pre-activated… coz most of the credit cards are….
    and how you’re receiving monthly bills when u’re not spending any money??? wait a min???? does ur card have monthly charges????

    if not.. contact ur bank immediately… and if u don’t use the card, don’t even carry it… if u lost it somewhere gonna be risky for u…. surrender the card…


  2. The worse possible thing is to ignore it! It will not go away on its own. You need to go to the bank find out why you are being billed (activation is NOT an issue).


  3. Activation is a security procedure for the card itself. Your ACCOUNT is already open and “active”, whether you activate the card itself or not. If you don’t want the account, go to the bank and CLOSE it.






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