9 Replies to “i earn 5 lac. rupees per year .tell me best investment option for tax benifit which give me good return?”



  1. You should go for Life Insurance policies.

    Try out Bajaj Allianz or Birla Sun Life; Insurance can offer upto 100% tax dedcution of upto Rs. 1 lacs and provide bright opportunitues on equity linked funds ( ULIP ).

    Contact: [email protected] for more, from my insurance agent.


  2. Plan 1rs 50,000 each year in HDFC tax saver and rs 50,000 in Birla Tax Plam 98
    ( mutual funds with 80 c benefits. ) the maximum allowed is rs 1 lakh only.
    Plan 2
    rs 70,000 in PPF ( post office )
    rs 30,000 in Hdfc tax saver.



  3. DEAR DOC,

    I AM AN AMFI CERTIFIED AND IRDA CERTIFIED ADVISOR FROM HYDERABAD.

    U HAVE TO LOOK BACK AT THE SAVINGS U HAVE ALREADY MADE WITH REF TO TAX SAVINGS SINCE U ARE ALREADY IN 30% TAX BRACKET. DO LET ME KNOW THE DETAILS I WILL GUIDE U TO SAVE MAX TAX LIABILITY. MY MOBILE NO IS 09866473257.

    URS DHANANJAY




  4. if u don’t have a home purchase it .u would get exemption 1.5 lacs

    or u will have to invest in the schemes where there r tax benefits……… like sip, Tax saving mutual funds, Life insurance, NSC, fixed deposits,





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