I am planning to invest 30k in lic market plus 1 LIC agent told me after 25 years I will get 16000 / month?



I am planning to invest 30k in lic market plus 1 LIC agent told me after 25 years I will get 16000 / month pension can anyone please tell me is it true? He also told it is related to market NAV how the NAV will affect my per month pension value?

I am planning to invest 30k in lic market plus 1 LIC agent told me after 25 years I will get 16000 / month?
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8 Replies to “I am planning to invest 30k in lic market plus 1 LIC agent told me after 25 years I will get 16000 / month?”


  1. Look, Remember one golden rule:

    “Do not mix investment with insurance”

    Insurance is never an investment… For investment go for mutual funds, share market etc.. For hassle free and risk free investment go for PPF account…
    LIC n all are a must , but only and only for insurance.. all these 16000 per month things after 20-25 years are misnomers.. dont get misguided by these,,,

    In fact chk out

    http://www.jagoinvestor.com/2009/08/review-of-jeevan-tarang-policy-from-lic.html

    Chk this out and chkl out other qiestions on this website for a clear idea about how investment and insurance are different and how most ppl get entrapped in the figures shown by the LIC agents (M not saying LIC is a bad thing, its bad if u do it as an investment)


  2. I never believe Insurence and investment. If you already have any LIC policy then invest in good mutual funds. if you dont have any LIC policy take a endwoment policy , but do not take any market linked polices.


  3. 16000 / month – Totally depends on the market conditions if it is so good.

    NAV is based on how the market behaves and the picking of the manager of the fund.


  4. It is best to go to the nearest office of LIC and understand the option given by your agent as a matter of surety.
    Get your self convinced and than plan for your Pension returns.
    Have you given a thought that Rs.16,000/- per month after 25 years – what will be the value of Rs.16,000/- in your hands???
    Get your home work done in a right earnest to avoid regrets at a later date.








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