10 Replies to “I am planning to invest 15K for tax deduction.., whether NSC (postal) or Infrastructure funds?”

  1. Y not invest on PPF.. gud returns but den for 15 yeears investment… returns is 8% compounded yearly… tink about it.. gl 🙂

  2. You will not get tax saving when investing in Theme funds like Infrastructure funds.
    For that you will have to invest in ELSS funds and as of now all are diversified equity funds.

    You can invest if you like in ELSS diversified equity funds like Cannera Robecco, Fidelity tax saver etc. Higher chance of value appreciation compared to NSC.

  3. Hi
    if u want to tax deduction. LIC policy is best option for you because LIC launch new policy welth plus
    it is total invastment plan. if u invest this policy u can really get 100% return in 7 year & also tax debait two side when u take policy & when matured your policy so i think it is best option that time this plan NAV only 10 Rs. & i think in future this plan nav after 6 year definitly will achive 20-25 Rs NAV. & this policy future In this product there is a guarantee of the highest NAV recorded on a daily basis, in the first 7 years of the policy, subject to a minimum of Rs. 10. This means the payment at the end of the policy term will be based on highest Net Asset Value (NAV) recorded over the first 7 years of the policy, or the NAV as applicable on the end of the policy term, whichever is higher. The guarantee will be applicable only for payment made at the end of the policy term irrespective of any partial withdrawals made during the policy term. The period of 7 years starts from the date of commencement of policy.

    so u can invast your money to this plan & get insurance free.
    Jagdish : 9893355570

  4. Go for ELSS funds like Sundaram BNP Paribas Tax Saver / HDFC Tax Saver. It has the least lock in period for tax saving . Only 3 years. Opt for dividend Pay out.

  5. Consider the long term outlook you should invest in infrastructure funds… however you need to periodically need to keep track of market, Govt. announcements etc. and should take wise decisions to en cash accordingly

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