5 Replies to “I am 42 years, I want to take policy, which is best health policy , LIC or Apollo Munich?”

  1. Take health insurance from any of the following:
    LIC, United India, National, Oriental Insurance. Never take fro any private companies. You will suffer at a later date.

  2. All are good.Just we have to compare weather ca ping while calming,life time renewal,and who is the service provider,suppose some time claim will repeated for the same illness treated will claim will approved? Take a information from any health organisation (Hospital es in metro city as well as rural)

    Every year how much claim settlement executed,to see all visit IR DA site.How much non claim bonus accumulating every year & maximum 50%?

    I think all innovative practically you can avail from Apollo Munich.

  3. Thanks for asking ,
    Actually both are good but have some basic differences LIC have health insurance policy that`s name is jeevan arogya ( non ulip ) and health protection plus ( unit linked ) . This policy is given you such benefit like daily hospital cash benefit , major surgical benefit etc. This benefit amount is depends upon your sum assured not relates from your actual expenses. It may be more or less than your actual expenses.
    But when you choose apollo its a commonly called mediclaim. Its covers mostly of all your expenses during hospitalisation up to sum assured limit.
    After all each policy have certain terms and condition so better to see them before taken.

  4. At this point of time buying from a pvt company is better.. as they have good facilities.. but in future u may be in trouble when they change the rules .. when their losses will increase.. and at that time ur age also may be high,.. so buying from a general insurance co.. like national or new india is a good option.. National Insurance is better… as they have no claim bonus adding each year.. infact when u claim they decrease the no claim.. accordingly and not compltely…

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