How reliable is the claim process for Term Life in groups like ICICI or Metlife etc (in India).?



Like for LIC Term Insurannce plans, the feedback is very reliable. But there is no such info on claim rates for Term Life Plans availed from groups like ICICI and Metlife and Aegon etc (the pvt operators). Also, the premium is higher for coverage in LIC and least in Aegon and ICICI. How safe will it be to choose them??
Please help, as I need to choose ASAP.

How reliable is the claim process for Term Life in groups like ICICI or Metlife etc (in India).?
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