Hi , this is reg the claiming of the housing loan and HRA when my house is let out .?



I Have calculated the Loss from income property after subtracting the 70% of NAV which comes as a negative amount. In this case , Can I claim both the Housing loan interest and also my principal amount for the loan in the 80C . Also if possible Can I get an filled-up Form 12c and annexure to it

Hi , this is reg the claiming of the housing loan and HRA when my house is let out .?
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2 Replies to “Hi , this is reg the claiming of the housing loan and HRA when my house is let out .?”


  1. You can claim HRA exemption if you fulfill these three conditions:

    ~ You have an HRA allowance as part of your salary package.
    ~ You are staying in a rented accommodation and paying rent for it.
    ~ The rent exceeds 10% of your salary.

    Housing loan interest and principal amount qualify for exemption u/s 24(b) & 80C.

    The rent you receive will fall under the head Income from House Property. Housing loan interest is subtracted under this head.





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