8 Replies to “Financial Planning for my child. How much and which policy should I invest in/take?”


  1. INSURANCE IS NOT INVESTMENT.

    Avoid policies for children.

    Open a PPF a/c in your child’s name at SBI ( nearest branch)

    You can also invest via SIP in a balanced fund like HDFC BALANCED FUND / HDFC PRUDENCE FUND.

    Please have ENOUGH PURE TERM COVER for yourself.





  2. Thanks for asking , i have no more knowledge about you except age. Its very difficult for me to suggest a financial planning for your child.


  3. BOSS EVERYBODY WARRED ABT HIS CHIDREN FINANCIAL PLAN NO BODY KNOW WHAT WILL HAPPEN TOMORROW ISANT`IT……TELL ME YOUR MAXIMUM PREMIUM PAYING CAPACITY EVERYTHING DEPEND UPON THAT….HOW MUCH YOU INSURED? WHAT IS YOUR CURRENT LIBERALITY ? WHAT IS YOUR ASSET ? THIS TYPE OF VARIOUS QUESTION ARE THEIR IF YOU ANSWER ALL THAN ONLY POSSIBLE TO PLAN YOUR CHILDREN FINICAL PLAN…..OTHERWISE STATE INSURED YOU FIRST ATLIST FOR 1CR.TEAM INSURANCE THAN BUY PLAN NO 184-15 AND 185-15 FOR 10L+10L ITS GIVE YOU RTN AT THE YOUR CHILD AGE IS 16-17-18-19-20.FOR EDUCATION PURPOSE


  4. Hi Swami,

    AEGON offers a Rising star plan as well as an Educare plan but as per your needs the Rising Star plan would be more suitable.





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