Do I need to take permission from HDFC Bank to renovate and extend my house? I have still 54 EMI pending.?



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Do I need to take permission from HDFC Bank to renovate and extend my house? I have still 54 EMI pending.?
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2 Replies to “Do I need to take permission from HDFC Bank to renovate and extend my house? I have still 54 EMI pending.?”

  1. If you have taken a home loan from HDFC, then any structural changes to your home must be approved by the bank.

    You would also need to get approvals from the corporation.


  2. you need not take permission from the Bank, to renovate your house. When you are making improvements to the house, the property value naturally increases and your loan is more secured. Further you might have executed a promissory note in favour of the bank and the house should have been under an equitable mortgage.





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