I am female my income becomes non-taxable after all the deductions, so basically I will filing nil return. Do I need to file return? I have heard that nil return can be filed anytime.Is it true? Also my in-laws paid some principal amount of loan which I have taken? Do I have show this in myreturn as they are joint holder of the property and given cheque from their bank account. Can I show income from other sources upto 1 lac in ITR1 or ITR2?