Could someone suggest the best plan out of LIC’s child insurance plans?



These are the available child plans in LIC..
Jeevan Anurag
Komal Jeevan
CDA Endowment Vesting At 21
Marriage Endowment Or
Educational Annuity Plan
CDA Endowment Vesting At 18
Jeevan Kishore
Jeevan Chhaya
Child Career Plan
Child Future Plan
Child Fortune Plus

Please suggest me best plan for policy term 10 to 15 yrs.

Could someone suggest the best plan out of LIC’s child insurance plans?
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6 Replies to “Could someone suggest the best plan out of LIC’s child insurance plans?”



  1. Visit nearest LIC office and meet the Development Manager or the Customer Service executive who explain in detail all the plans to suit your convenience.
    select the best you feel comfortable and than finalise.
    Tata Mutual Children Growth Fund is also one of the attractive schemes which you should evaluate with other schemes.
    Max Insurance is the other best in Life Insurance – office opp Siddhi Vinayak Temple and meet
    Mr. Homi Engineer on 9819441356 if you are in Mumbai. Max will be the Best – a world class Insurance Agency.


  2. Well in my opinion the best Child Insurance Policy would be Aviva Young Scholar Plan which is quite comprehensive compared to any other plan in India and enables you to secure your child’s future in any eventuality through Attractive returns, enhanced by bonus units every 5 years to build the desired corpus of funds on maturity of the policy. All future premiums being waived off and invested as a lump sum amount in to the funds, so the policy continues even in the unfortunate event of the parent’s death, disability or on contracting a critical illness, while the Sum Assured is paid out immediately.

    I suggest you go for aviva.


  3. I have best plan combination for your child. For more information contact me.

    BrijeshKumar Tripathi
    9967366600
    Insurance Advisor


  4. As you know,

    Komal Jeevan/ CDA Endowment Vesting At 21 and 18
    Marriage Endowment/ Educational Annuity Plan
    Jeevan Kishore/ Jeevan Chhaya/
    Child Career Plan/ Child Future Plan

    LIC with safe RETURNS on YOUR LIFE i.e. Take Insurance on your Life & Set your Child as Nominee then, you should go with an ENDOWMENT Combination Plans.
    EXAMPLE: CHILDS EDUCATION ANNUITY, JEEVAN CHAAYA.

    LIC with safe RETURNS on YOUR CHILDs LIFE i.e. Take Insurance on your Childs Life & Set yourself as Nominee then, you should go with an ENDOWMENT Combination Plans. EXAMPLE: KOMAL JEEVAN,CHILD FUTURE

    LIC with RISK RETURNS you should go with LIC’s ULIPs Plans. EXAMPLE: CHILD FORTUNE PLAN, MARKET PLUS-1
    ———————————
    IN DETAIL LIC KOMAL JEEVAN IT IS BEST AS PER MY EXPERIENCE……..

    LIC Komal Jeevan is a Children’s Money Back Plan that provides EDUCATION/MARRIAGE & Financial Protection against death during the term of plan with periodic payments on survival at specified durations for EDUCATION/MARRIAGE needs as per requirement.

    PREMIUM WAIVER BENEFIT: – If Father/Mother dies, no further premiums are payable and all benefits to the Child are available under the policy.
    GUARANTEED ADDITION: – @ Rs. 75 per thousand payable at Maturity.
    TERM RIDER OPTION: – 20% of the Sum Assured is payable If Father/Mother dies.
    PREMIUMS: yearly, half-yearly, quarterly, (Single premium also).

    SURVIVAL BENEFIT: The percentage of sum assured as mentioned below will be paid on survival to the end of specified durations: On the policy anniversary immediately following
    the child attains the age of
    18 years 20% of Sum Assured
    20 years 20% of Sum Assured
    22 years 30% of Sum Assured
    24 years 30% of Sum Assured
    26 years (Guaranteed Addition + L.A) = MATURITY AMOUNT

    DEATH BENEFIT: In case of death of the life assured before the commencement of risk, the policy shall stand can celled and premiums paid (excluding the Premium for Premium waiver Benefit) will be refunded. However, if death occurs after the commencement of risk, the full Sum Assured plus Guaranteed Additions together with Loyalty Additions, if any, is payable.
    INCOME TAX BENEFITS: – Sec 80C
    MATURITY BENEFIT: The Guaranteed Additions together with Loyalty Additions, if any, is payable in a lump sum on survival to the end of the policy term.

    Hoping for your queries!

    SACHIN SAHNI
    9899633555, email: [email protected]





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