6 Replies to “can you tell about personal loans?”

  1. its when you get money from a person that is not a bank. the terms and repayment plans are up to the individual making the loan. the person has the same legal recourse’s to them as a bank or company to recover any amount that is defaulted on.


  2. Personally approach some financer for loan. He may require your financial documents, tax status, details etc. If you have mobile phone, you may be getting a lot of calls from banks etc.




  3. Scheme Name Rate
    (%) E.M.I.
    (Rs.) Maximum Finance Limit

    HDFC Bank Personal Loans 12.00 17,899 You can take this loan if you are a salaried individual and fall in the following categories: Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies.

    HDFC Bank Personal Loans for Self Employed (Individuals) 12.00 17,899 You can take this loan if you are self employed

    HDFC Bank Personal Loans (Professionals) 12.00 17,899 You can take this loan if you fall in the following categories: Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies.

    Canara Bank Personal Loan 12.00 17,899 Six months gross salary is the maximum amount that will be given

    BOB Vaibhav Lakshmi Loan 13.00 18,000 The maximum loan amount is Rs 2 lakh or 10 times of net monthly salary whichever is lower

    SBI Saral Personal Loan 14.50 18,152 The maximum loan amount is 12 times net monthly income for salaried individuals and pensioners and one year`s net annual income in case of others, subject to a ceiling of Rs.10 lakh in all centres

    HSBC Personal Loan 16.00 18,302






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