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  1. Yes; you can transfer the fund from Axis Bank to IOB if both banks are net connected.You have to
    deposite a payin checque in the name of the receiver in Axis Bank writting the name and account no. of the receiver, IFS Code of Oversease Bank.You should ensure that the minimum balance is left in your bank after transfer of fund.Otherwise nonmaintainance of required minimum balance may attract penalty.