Can I get a credit card living & working in a small town in Jharkhand in Bokaro district?



I am a doctor working in a reputed public sector company in Chandrapura,dist.Bokaro,Jharkhand.I have a bank account in SBI here ,besides a home in Kolkata,and accounts there.My salary is adequate for a credit card.Which bank /company will give me sa credit card?Billing address could also be my parent’s address in Durgapur.

Can I get a credit card living & working in a small town in Jharkhand in Bokaro district?
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6 Replies to “Can I get a credit card living & working in a small town in Jharkhand in Bokaro district?”

  1. Well SBI, ICICI will give a card. Maybe the SBI brach there may not have a Credit Card facility. but you can always ask them.

    But I wonder were will you use it in chandrapur.

    Njoy….


  2. Well sir, you could get a credit card from any card company you want to…..the only thing that matters is whether you carry the required eligibility which the card companies demand. Like American Express demands a minimum of atleast a Maruti Baleno or Honda City catagory cars, plus a salary of 4.5lacs pa and the likes……other banks like HDFC or SBI have simple requirments…..all you have to do is call up the bank and ask someone to send a credit card executive to come at your place and that person will explain all the formalities to you. Thats the easiest way you could go about it.


  3. If you have no past experience with credit cards usage, I suggest that you go in for a commercial Bank’s credit card than any private company credit card. Since you have dealings with SBI, you may go in for a SBI VISA credit card. These days credit card issuing bank don’t insist for having bank accounts with them, therefore you have choice of plentiful banks.

    Besides SBI, you may go in for a VISA or MasterCard with Andhra Bank, Allahabad Bank, Bank of Baroda, Canara Bank, HSBC, ICICI Bank……list is long. Avoid taking up those bank’s card which insist for minimum usage per month or so otherwise they levy penalties. Banks Like ICICI Bank issue life time free cards – No Joining Fee and No Annual Fee.

    You may also visit various Bank’s websites for details of all such cards and their usage, charges, cash withdrawals, payment options etc.

    You may have billing address wherever you like. Alternatively, you may also choose for periodical Bills / statements by email. For payment of bills also, you may pay your credit card bills online with many banks free of cost. It is all consumer friendly and multiple choices. You may opt which suits you the best.


  4. ANY bank would give u a credit card if u give them income / residence documents …

    But if u want hassel freee… get a debit card …best
    No documentation required



  5. In all probability you are eligible to obtain credit card.
    Please open the following site:
    http://www.myiris.com/cards/credit.php

    It will get you websites having full information about following cards:

    Card NameBrand Type Of Card
    Allahabad Bank India Card Master CardInternational Card
    American Express Gold Amex CardInternational Card
    American Express Green Amex CardInternational Card
    Bank Of India Gold Navy Visa CardDomestic Card
    Bank Of India Standard Navy Visa CardDomestic Card
    Bank Of India Visa Gold Visa CardDomestic Card
    Bank Of Baroda Bharat Premium Visa CardDomestic Card
    Bank Of Baroda Exclusive Master CardDomestic Card
    Bank Of Baroda Global Visa CardInternational Card
    Bank Of Baroda Gold Visa CardDomestic Card
    Bank Of Baroda Own BOB CardDomestic Card
    Citibank NA CRY Visa CardDomestic Card
    Citibank NA Gold/Preferred Master CardInternational Card
    Citibank NA Gold/Preferred Visa CardInternational Card
    Citibank NA Indian Oil Master CardDomestic Card
    Citibank NA Jet Airways Master CardInternational Card
    Citibank NA MTV Master CardInternational Card
    Citibank NA Maruti Visa CardInternational Card
    Citibank NA Silver/Classic Master CardInternational Card
    Citibank NA Silver/Classic Visa CardInternational Card
    Citibank NA Times Master CardInternational Card
    Citibank NA WWF Visa CardDomestic Card
    Citibank NA Women Visa CardDomestic Card
    Citibank NA eCard Master CardInternational Card
    Corporation Bank Canvisa Visa CardDomestic Card
    HDFC Bank Silver Visa CardInternational Card
    ICICI Bank HPCL Visa CardInternational Card
    ICICI Bank Solid Gold Visa CardInternational Card
    ICICI Bank Sterling Silver Visa CardInternational Card
    ICICI Bank True Blue Visa CardDomestic Card
    SBI Cards Classic Visa CardDomestic Card
    SBI Cards Doctor Visa CardInternational Card
    SBI Cards Gold Visa CardInternational Card
    SBI Cards International Visa CardInternational Card
    SBI Cards Mumbai Card Visa CardInternational Card
    Standard Chartered Bank Classic Master CardInternational Card
    Standard Chartered Bank Classic Visa CardInternational Card
    Standard Chartered Bank Cricket Visa CardInternational Card
    Standard Chartered Bank Diva Visa CardInternational Card
    Standard Chartered Bank Executive Master CardInternational Card
    Standard Chartered Bank Executive Visa CardInternational Card
    Standard Chartered Bank Gold Master CardInternational Card
    Standard Chartered Bank Gold Visa CardInternational Card
    Standard Chartered Bank Sapnay Master CardInternational Card
    Standard Chartered Grindlays Classic Visa CardInternational Card
    Standard Chartered Grindlays Gold Master CardInternational Card
    Standard Chartered Grindlays Star TV Master CardInternational Card
    Tata Finance Gold Amex CardInternational Card
    Tata Finance Green Amex CardInternational Card
    Thomas Cook Classic Visa CardInternational Card
    Thomas Cook Gold Visa CardInternational Card
    UTI Bank Silver Master CardInternational Card

    My experience based opinion is to seek card from a Bank which is conveniently accessible to you (having branches near your place)

    BEST OF LUCK





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