5 Replies to “Best term plan insurance available in india with return of premium?”

  1. These days the term plan market seems to have become fairly competitive. I would recommend that you see those of Aviva, which are the cheapest in the market and as well as those of Aegon Religare. Of course much depends upon your health status and the sum insured that you seek. Do read the terms in the fine print well.

  2. Respected sir,
    Like your choice ING Vyasa has a “Return of Premium Term Insurance” plan called as “ING TERM LIFE PLUS” for that you have to contact at your nearest ING Vyasa office.
    BSLI have also a plan like your choice that is Premium Back Term Plan is a unique, low-cost term plan that offers you an assured peace of mind with premium back on maturity.

    But at last i suggest for pure term insurance plan
    If you are asking in Price term , then Aegon Religare is the cheapest . If you are talking about Claim ratio then LIC is the best right now rest is your choice.

  3. Go for PURE Term . Return of premium policies are costlier. Instead invest the difference in premium in better avenues.

    You can visit AVIVA / KOTAK / AEGON websites

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