Best pension plan in India?



I am 29 yrs old and i want to start pension plan. Please advise me which company is offering the best plan. As it is a long term plan, i wish to go only govt assured insurance companies like LIC or SBI. If i withdraw the full amount at vesting period, will it be taxable?

Best pension plan in India?
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3 Replies to “Best pension plan in India?”

  1. AVOID ALL INSURANCE PLANS.

    Your pension depends upon only 2 things.

    1) Annuity Rates at the time of retirement.

    2) Your CORPUS at the time of retirement.

    The first one is not in your hands. The second one is.

    By going for a pension plan from an insurance company you are limiting your corpus.

    So go for a combination of PPF with SBI , SIP in MUTUAL FUNDS & Direct Equity.

    This way you will create a bigger corpus and hence get a good pension.

    Pension can be created anytime by investing in IMMEDIATE ANNUITY.


  2. I WAS SEARCHING FOR A PENSION PLAN FOR A LONG TIME AND AT LAST, I HAVE RECENTLY PURCHASED KOTAK SUPER ADVANTAGE PLAN OF KOTAK LIFE (TERM- 20 YRS), WHICH HAVE BOTH THE PROVISIONS OF CHILD EDUCATION BENEFIT AND PENSION, SUM ASSURED IS 10 TIMES OF YOUR ANNUAL PREMIUM, WHICH IS PAYABLE AS DEATH BENEFIT AT ANY TIME. YOU CAN ALSO PARTIALLY WITHDRAW YOUR FUND VALUE, AND I THINK IT IS A VERY FLEXIBLE PLAN.

    IF YOU ARE INTERESTED TO THIS PLAN AND NEED ANY HELP, PLEASE. SEND YOUR MOBILE NO. TO 09830319952.


  3. LIC, offers quite a lot of Pension Plans some of which are as follows:

    1) LIC’s Market Plus 1, is a pension Plan
    2) LIC’s Jeevan Nidhi
    3) New Jeevan Suraksha/New Jeevan Dhara

    Pension returns are exempted from tax.

    If you need any further information, you may contact: email: [email protected]





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