Best long-term LIC policy?



I am 23 year old male. I want to take a long term LIC plan which gives me good Money returns and security too?
I want to invest around 24 thousand annually.
I dont mind 25-35 years of term.

Best long-term LIC policy?
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6 Replies to “Best long-term LIC policy?”


  1. As per me You must buy long term Endowment policy .
    If your risk appetite is slightly more you can take advantage of share market and get more returns by taking endowment plus.
    Also you can consider the long term policy Jeevan Trang which will give you returns up to you reach 100 yrs.of your age.
    For further details contact 09819269414 – Santosh Deo


  2. Insurance is not an AVENUE FOR INVESTMENT.

    It is only a LOSS REDUCING AVENUE FOR UNFORESEEN EVENTS.

    Never look forward to receiving money from insurance.

    You or your nominee is better off financially , if nothing happens to you.

    Go for PURE TERM PLAN ONLY.

    For INVESTMENT , there are better avenues.

    Go for a combination of PPF / SIP IN MUTUAL FUNDS / DIRECT EQUITY


  3. Go for Jeevan Anand policy the best one for your age with this amount you can go for 15lacs policy. If choose the term as 35 years you can get a maturity amount more than 60lacs.Above that free like cover for 15lacs till age 100.


  4. Thanks for asking ,
    I suggest you to go with LIC plan Jeevan Saral with 35 years of term because of that ;
    1- It gives a good returns e.g. if you invest 24 k p.a. then you may get 2355156 at maturity ( loyalty @ 8% )
    2- It gives a good security too like risk cover of 5 lac.
    3- And no doubt about its flexibility
    Further more details about that plan you may contact with your trusted advisor
    HAVE A NICE DAY.


  5. Consider investing in Table 5…Whole life with limited payment from LIC. Premium payment can be for 25 to 35 years but maturity will be at age 80.

    It will give you higher returns.

    Alternately consider investing in whole life plans like Jeevan Anand or Jeevan Tarang.





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