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Dear sir I am 25 years old engineer and right now earning around 29000/month( in hand salary). yet i have not started any kind of investments and also dont have any risk cover policy yet though I am intrested to start my investment and also take one online term insurance plan.
But dear sir as a expert please advice me how i should plan to invest 5000/month and also which online term plan i can look for 50 lac sum assured.
Some of company i researched for  term plans based on low premium rate and claim settlement are.
HDFC click to protect,Aviva I term, SBI shield etc need your advice to plan my stretigies .
asked in Misc. by (120 points)

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1 Answer

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For online term insurance, you may choose between SBI life insurance, Aegon Religare and Bharti AXA. Even in these 3, I would recommend Aegon religare.

Just mention everything truely in application forms.

For investmnents, invest in equity mutual funds via SIP. Check here http://www.investmentkit.com/articles/2013/01/best-indian-mutual-funds-for-2013/

Also, invest in Gold mutual fund via SIP and open your PPF account also.

Hope it will help you.

answered by (48.8k points)

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