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asked in Indian Post Office Schemes by

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Postal life insurance policies are endownment /  whole life policies. There is no ULIP there, so no way to check returns based on NAV. Such traditional plans gives 3%-5% return even in long term.

Consider the combination of term insurance + mutual funds or Gold, PPF for risk cover and investments.

Check more at

Hope it will help you.
answered by (48.8k points)

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