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As far as current pension plans in the market are concerned, it's better to avoid them as they will not give you good returns even in long term. So, just invest in equity diversified mutual funds for long term via SIP and make your retirement kitty.

The following links will help you to find the good schemes and invest online.
http://www.investmentkit.com/articles/2010/10/best-indian-mutual-funds/
http://www.investmentkit.com/articles/2011/04/invest-online-in-indian-mutual-funds/

Hope it will help you.
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answered by (48.8k points)

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