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I recently retired and got Rs 22 lakh from my company. I want to utilise this entire amount to sustain my post-retirement years. In addition, I will be getting Rs 5,200 per month as pension from my earlier investments. I thought of putting Rs 10 lakh in Post Office Senior Citizens Savings Schemes, which yields 9 per cent per annum, and Rs 5 lakh in a bank fixed deposit (FD) that will give me 8.75 per cent per annum.
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