I am 22 years old, securing a job in an IT firm which I have joined just before one and a half year. I am having saving accounts in both the ICICI and State Bank Of India (SBI). Recently I have came to know that ICICI bank is also allowing to open the PPF account. I have Internet banking in ICICI where as normal savings account in SBI. Please guide me which bank is good for opening the PPF account in respects of service and time required for the further processing.