9 responses

  1. skdonweb
    December 11, 2011

    I am not really connvinced about LIC’s ULIP plans (I doubt that they are as well managed as a ULIP offered by a private company).

    Jeevan Anand seems to be a good plan and it offers some nice features.

    One advice – why don’t you buy a high value Term Assurance policy (that will cost less) and invest some amount in Mutual Funds through SIP.

  2. jack
    December 11, 2011

    According to me I think if you don`t want to take many risks and want only that your life should be assured then you must go for LIC`s Jeevan Anand.

    And if you want to take some risks and also your life should be assured then you can go for LIC`s Profit Plus and Fortune Plus. Both policies are new and introduced 23rd August,2007. They are introduced on the place of LIC`s Money Plus which was closed on the 14th August,2007.
    So, best of luck for your life.

  3. Bharat
    December 11, 2011

    If the person is not insured, he should first think of term insurance. It is a basic insurance without any return & it is very cheap.

    ULIP is not that attractive due to charges associated with it.

    SBI ‘s term insurance & LIC’s Anmol Jeevan-I are the best & cheap term policies.

  4. rose r
    December 11, 2011

    pls check this website
    http://www.freewebs.com/getinsurance

  5. saurabh_366
    December 11, 2011

    why do you wanna go for LIC ,why not a private company….they are proactive in there operations ,in settling there claims ,some of them even pays for your medicals as well….i can understand that like many others even you might be feeling that LIC being a govt company is the….according to me MAX newyork life is the best company around as far as integrity is concerned and if you r not insured you should take there “Whole life policy” like i have and after that you can go for a ULIP if u want …at the same time u can contact any of there advisors who are very well equipped with all the answers atleast my agent was…if u want even u can contact him his no. is (9910060810)

  6. GOPA KUMAR
    December 11, 2011

    HAI, THE N.A.V VALUE OF L.I.C IS MUCH LOWER COMPARIED TO ICICI PRUDENTIAL LIFE INSURANCE COMPANY, THE SMART KID OF ICICI PRUDENTIAL IS BEST IN THE COMPANY AND SECONDALY IS THE HDFC, THEY PAY THE PREMIS AFTER THE DEATH OF THE PARENT, WHERE AS L.I.C JEVEEN ANAND DO NOT, THERE N.A.V IS GOING VERY SLOW, THEY DEPOSIT THE AMOUNT ONLY 80 % IN SHARE AND 20 %, IN GOVERNMENT EQUTITES, WHY SO,THE GROWTH OF L.I.C IS LESS THAN 55% WHERE AS PRIVATE INSURANCE COMPANY GIVES MORE THAN 68 % GROWTH, COME TO ICICI

  7. Prashant B
    December 11, 2011

    see i must say it’s wrong
    in LIC we suggest you to call a Finical Planer

    All policies are not same every policy has it’s different them….

    see Anand is whole life policy which will give you risk cover for whole life…
    means see Mr. X Age having 22years
    has policy of 10,00,000
    he will get insurance cover for 10lac for whole life
    with Dabal accident benifit means 20,00,000/-

    this will primum
    51,000/- ooooo it’s too much
    but he will get
    40lac on 20years

    But see if we do lic’s Profit Plus new Ulip policy
    of 50000
    in maturity he will get more than 90lac

    as we know 10000 will get 18lac

    but it will insure only 5lac normal accidental 10lac

    he he see this
    you can get more

    see this

    50000 primum

    insurance of 36lac

    for 20years

    how it’s

    good na then call me for more details

    Prashant Bhate
    9890306648
    9372112467
    02332325364

    Prashantbhate@101@yahoo.co.in
    [email protected]

    Prashant Bhate
    LIC agent No 03658942

    Sangli 1 Branch

  8. toknowmore
    December 11, 2011

    Dear Mr.Anil

    If you ask me suggest between ULIP and Jeevan Anand for a person who was not insured, my vote is for Jeevan Anand only.

    You will insurance coverage for the whole life with an accident benefit upto the age 70 for a maximum of Rs.5,00,000/-

    You will get back the sum assured plus the bonuses accrued on maturity for your oldage and still your life will be covered to the life long to support your nominee and he/she will get the sum assured after you. Sounds great no ?

    Good Luck
    [email protected]
    http://www.geocities.com/pnkmurthy/lic.html

  9. raj verma
    December 11, 2011

    LIC’s jeevan anand is the best plan under traditional insurance policy till date and for ulip they deduct heavy charges from ur invested amount so enquire thoroughly about the charges they are going to deduct from ur hard earned money.

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