5 responses

  1. Rohit
    June 26, 2011

    yes you can close it prematurely. you will get amount paid plus interst. for more detail go thru http://www.licindia.com/

  2. Bharat
    June 26, 2011

    It will depend on the surrender rules in that policy. You will loose too much if you will surrender it now.

  3. toknowmore
    June 26, 2011

    Dear AJ

    You have not mentioned whether it is a traditional policy or a ULIP policy. Find the guaranteed surrender value.

    If it is a traditional policy, after atleast 3 years premium paid, the surrender value will be 90% of all basic premiums paid less first year’s premium.

    visit the following website
    http://www.licindia.com
    and register yourself and enroll policy details then you can find the surrender value.

    good luck
    [email protected]
    http://www.geocities.com/pnkmurthy/lic.html

  4. Monu Sharma
    September 27, 2012

    I have taken my LIC policy in 2011. But my LIC agent is creating problem with me, he is not helping me to collect my premiums on time, help in changine my mode from yearly to semi/half yearly & even though answering to my quarries. I most irritating part is that he is ignoring me and even he don't picks my call when I have some quarries. My next premium date is on 28/9/2012 (i.e.tomorrow) & today is 27/9/2012. I am calling him last 15 days to remind him abt my premium..but he is ignoring me. My policy no. is-126066284 (jeevan saral, plan no. 165).

    I am very confused..don't know what to do..so I request yo to please please help me…:(

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