2 responses

  1. Tom Z
    December 28, 2010

    Call the agent that sold you the policy. If that is not possible then call the LIC customer service help lines. The customer service contact numbers are listed here:

    http://www.licindia.in/phone_helpline.htm

  2. ranjankar
    December 29, 2010

    Walk into the branch which issued the policy. You can get the surrender value over the counter.

    It is a costly policy. Yes you will have a loss. The loss will be much greater if you continue till maturity.

    Insurance is an expense , not an avenue for investment. Go for PURE TERM COVER only.

    Visit wwwaegonreligare.com and calculate premium yourself. Their rates are one of the lowest.

    Have a look at their online policy , increasing cover policy & critical illness riders.

    In case you want to take PURE TERM COVER from LIC , then , first take TERM COVER and surrender your policy after that.

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